Friday, January 13, 2012

Fun With RTI

One of my friend Vivek (name changed) narrated a true incidence to me that is happen to him. How he has dumped by a Bank(Indian Bank) for rupees 10k?

He has done a LIC with money back. One day he has met his LIC agent. Agent informed him, LIC sent him a check of 10k rupees 3 months back did he get that? Vivek told him that he has no information of any check. Agent informed him that check delivered and encashed. While the check was account pay. But there was no entry in the pass book of this check neither for submitting nor for encashment.Now the question is who has encash the check? And why there is no entry of this check in pass book?

One fault was of Vivek also in whole scam he has his accountant address for correspondence. Since Vivek lived 10km away from the main city that's why for the easiness of correspondence he has given his accountant address. Vivek father had a small firm in which 10-12 people are working including that accountant.

Vivek asked his accountat about the check but he show complete ignorance about any check.
But the question is how any other person can encash that check with A/c pay of Vivek. And why is not any entry in pass book of this check.

Indian Bank is like a family bank of Vivek, He has an account in this bank from from last 10 years. His father also has borrowed a loan from the bank.

Vivek met to bank manager and discussed the matter. He asked him for help, but he presents his helplessness.Than Vivek asked him about voucher of check submission.But he was not ready even to talk on this matter further.

Vivek father had so much trust on bank that he was blaming Vivek that he has not informed him about check and himself encash the check and spent.

Vivek has filled an RTI with two questions
1. How any one can other than him encash a check from his bank account?
2. If it is any way, Why there is no entry in check book of this check submission and withdrawal?


Now it was bank manager turn to be flabbergasted. He arranged a meeting what to do now with senior members.Next day Bank Manager called Vivek father and told him if his son has not return his plea for RTI they will cancel his Loan. ( A menace like old bollywood movies. :))

There is no way for his father now except to say to back his son... Otherwise bank will cancel his loan.

And now Vivek written one more application that he has no need of any information.

Bank called Vivek now and show him the voucher..Voucher has the duplicate sign of Vivek that was not even matching with his original signature..

But what to do now... He was helpless ... returned home with broken heart.

....................
.................... That's All Your Honor

But don't desperate with such incident we have no option other than RTI so keep it up here is the way to fill RTI.

RTI
RTI Website
RTI Act
More about RTI
How to Write RTI
How to subimt RTI

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